Features & Benefits

  • Stress-free to apply - 30-second application with no hard credit check
  • Pay Over Time - No interest if paid in full within 3 months
    • Interest will be charged to your account from the purchase date if balance is not paid in full within the promotional period*
  • Convenience & Selection - Sunbit is accepted at all Heritage | MileOne Autogroup dealerships in Maryland and Pennsylvania 
  • Online Payments - Make your payments online 24/7 at https://my.sunbit.com/login 
  • Paperless Billing - Receive email notifications about your billing statement and other information

Choose Your Location & Apply Now!

Financing Restrictions
* Subject to approval based on creditworthiness and state of residence. Down payment required at time of purchase. 9.99-35.99% APR. NY residents: 9.99-15.99% APR. MD residents: 9.99-23.99% APR.MA: 9.99-17.99% APR for loans less than $1,000; 9.99-22.99% APR for loans from $1,000 to $6,000; 9.99-19.99% APR for loans more than $6,000 to $10,000.. CO residents: 9.99-35.99% APR for loans of $1,000 or less; 9.99-20.99% APR for loans over $1,000 but not more than $3,000; 9.99-14.99% APR for loans over $3,000. All account openings and payment activity are reported to a major credit bureau. Financing offered is made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.
How the Pre-Qualification Works
This pre-qualification allows you to determine whether you pre-qualify for financing for parts or services. To complete the pre-qualification, you will need your email address, state-issued ID or driver's license, and bank-issued debit card. You must also be 18 years of age (or higher, as required by state law) and have a physical street address or APO/AFO address. If you pre-qualify, you will be able to see your APR, monthly payments, and total finance charges. A completed pre-qualification is valid for 28 days. To finance products, parts or services at a merchant location before the pre-qualification expires, you will need to present your state-issued ID or driver's license, make the required down payment with a bank-issued debit card, and choose a payment method for 
recurring payments.  Any terms presented during the pre-qualification are subject to a continuing ability to meet the criteria used for the pre-qualification.
3-month 0% APR Restrictions
A 3-month 0% APR option is available at participating locations only. Participating locations are subject to change.
Deferred Interest Restrictions
A deferred interest option is available at participating locations only. Participating locations are subject to change. 
Visit Sunbit.com for full details.